Just about everyone who goes on a reasonably long trip at any time ends up worrying about their access to their money at some point. The days of travelling with just cash or traveler’s checks are long over it seems, so why does it make so much sense to travel with a credit card these days? The following are a few of the top reasons to bear in mind.
Get Hold of Money Anywhere
There are now very few places on the planet where you can’t use a credit card, either to get hold of money from a cash machine or to pay in a store if you prefer to use it that way. If you are going somewhere really remote then you might want to check the situation there before you leave home. However, even if you get really off the beaten track you might be surprised to see how easy it is to use a credit card in places you wouldn’t have thought it possible to do so. It is certainly a lot simpler than going and getting traveler’s checks changed in most places and a lot less safe than carrying about big wads of cash with you while you travel. Having a card in your luggage or in your wallet at all times means that you always know that you won’t have a problem paying for anything no matter where you go.
Deal with Emergencies
Of course, one of the reasons why credit cards are so popular in the first place is that they let us sort out emergencies when we don’t have any cash on us and our bank account is running a little low. Many of us now feel a lot more secure knowing that if we are hit with a big, unexpected expense we can deal with it easily by using our credit card. Well, when you are travelling it is a wonderful feeling to know that you don’t need to worry about watching every penny. When you are far from home it could be that any of a number of things could happen to make your finances a bit more complicated. For example, you might need to take an extra flight you hadn’t accounted for or you might decide to take a once in a lifetime tour or spend extra on something else which you hadn’t planned on.
A great thing about a lot of the best modern credit cards is that they often offer you exciting rewards for using them. There are now some great examples of the type of travel rewards credit cards you could look out for. By using one of these when you travel you can earn points on any sort of travel and then spend them on whatever kind of travel expense you want to. This means that even when you are spending money and having a great time in a foreign country you are saving up points for your future trips, which is good news for any traveler.
Photo by whitperson on Flickr